Within Spanish property urbanisations, the issue of security is undoubtedly the single biggest bone of contention. Some owners of properties in Spain will be fully in favour of a 24 hour security service, perceiving it to be a valuable benefit for residents´ peace of mind and the reputation of the development, others will only see the benefit of a nightime service, while others will be completely set against having any type of security service whatsoever. The problem for many owners of Spanish properties is the cost. Think about it. Having 24 hour security effectively means that the owners will be paying the annual salaries of 3 security guards from their community fees. That´s all well and good if the expense can be diluted amongst 1000 property owners on a large scale development such as the Polaris World development of La Torre Golf Resort in Murcia, but if you are are one of only 30 properties within a community with 24 hour security, the cost of the service for each owner can be huge. Before you buy a property in Spain , work out what´s important to you - do you really want or need 24 hour protection?, or could you make do with good locks and a burglar alarm?. How important to you is peace of mind?….and of course, how much are you willing to pay if you decide that you want to be protected? Related Posts Communal Living in Spain - A Few Things to Consider Fancy Communal Living – Think Carefully! Communal Living - Think About the Swimming Pools!
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Communal Living - How Secure is Your Security?
Most buyers of Spanish properties within communities love to have a view of the swimming pool within their grounds. This often particularly suits parents who can keep an eye on their kids from the comfort of their teraces, with their ice cold beer in hand, while little Johnnie and Rosie are trying to drown the neighbour´s kids in the deep end. But bear in mind that if you are buying a Spanish property purely for the view of the swimming pool, all lit up beautifully at night, and you cannot stand kids, then you may be advised to steer clear of the place during July and August. This is the peak season for pool use in Southern Spain. For the rest of the year, the pool simply acts as a calm oasis, resplendent in all its glory. After all, a few adults may be daft enough to brave the lower temperatures of the pool during May, June, September and October, but outside of the peak summer months, there is unlikely to be a child in sight. Kids make noise, and not all parents will share your standards of what is acceptable and unacceptable regarding noise and behaviour, so think very carefully about the choice that you make when you come to buy your Spanish property . Related Posts Communal Living in Spain - A Few Things to Consider Fancy Communal Living – Think Carefully! Come To Polaris World to Live Life King-Size
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Communal Living - Think About the Swimming Pools!
With regards to the tourist industry within Spain, Northern Spain and in particular Galicia especially have been very much a hidden treasure and hidden within lies a further particular treasure called Northern Galicia. Of all of the autonomous regions of Spain Galicia is considered the most remote and therein lies the charm of Northern Galicia
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Discover Northern Galicia
An exceptional variety of visitor accommodation can be found in northern Spain and Galicia In this area you will find places to suit all types of budgets and even the most particular visitor is bound to find something to satisfy their particular needs.In this article we are going to take a look at the Casa
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A Night in Galicia - Try the Casa Grande Do Bachao?
My advice when thinking of buying a Spanish property within a community of owners is as follows: 1.   Ask to see the budget and minutes from the last AGM This will give you an insight into any problems that the community faces (i.e. any outstanding issues or unresolved lawsuits with the developers/builders) or any grumbles that the current owners may have (i.e. maybe the barking dog at Number 9 is a recurring theme - could be a problem if you are thinking of buying Number 10!) 2.   Take a look around the communal areas If you think that any areas look tatty or in need of a lick of paint, ask your agent to find out if/when any remedial work is due. This will give you an idea of how seriously the owners take the upkeep of the community. 3.   Ask about security. Security if a thorny issue on most communities - it is a divisive and costly service. Try to find out how effective the security is, and whether it represents value for money. 4.   Ask to meet your neighbours Particularly if you are buying a ground floor apartment in Spain , ask to meet the neighbours upstairs - try to find out what sort of people they are - do they have kids or pets? When they invite you to their regular Friday night party, you may begin to have second thoughts about moving in! 5.   Meet the President This may be tricky, but by meeting the President of the community, you will get a feel for how strict he/she is likely to be about enforcing the communal rules and regulations. If he/she is strict about certain things like kids playing in the pool and making a noise after dark, this may worry you….or conversely, you may consider a more liberal arttitude as a good thing. Related Posts Fancy Communal Living – Think Carefully! Paperwork - a frustration of living in Spain Freezing Temperatures in Southern Spain
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Communal Living in Spain - A Few Things to Consider
Now the dust has - just - settled on the streets of the London Marathon let’s spare a thought for all those non-runners. Even before the race start, competition was keen with over 50,000 disappointed applicants unable to take part and the situation is no different across all the World Marathon Majors.But if you’re still
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Turn Marathon Misery Into Triathlon Success
Tourism is a driving force for the economies of many nations around the world. For example, the Balearic Islands and Canary Islands are very popular Spanish vacation destinations. Both destinations offer a wide variety of accommodations from one-star hotels to villa rentals. Villa rentals are becoming increasingly popular as a means of getting away from
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Vacation Villa Rentals in Murcia
If you have never traveled to Murcia on vacation, you should give this destination some consideration. Murcia has everything to offer a vacationer-wonderful beaches, perfect weather, interesting sights, and it lacks the one thing the vacationer can do without-tourist crowds. This beautiful area of Spain has so much to offer that it can almost be
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Take Your Next Vacation In Murcia Spain
Continued from previous article Just bear in mind that the vast majority of Spanish banks will now only lend on the PURCHASE PRICE, not the valuation. After all, in the current credit crunch, the banks really don´t want to over-expose themselves (again!), and will want to see you taking on some of the risk by way of a decent deposit. There are one or two banks in Spain that will lend up to 90% of purchase price if a valuation is hugely in excess of the price you are paying for your Spanish property , but even with this scenario, you will need to find a 10% deposit, plus your 10% purchase costs, plus the costs to arrange the mortgage and pay the mortgage taxes, so you would still be looking at around a 25% commitment. Finally, most buyers expect estate agents to know the exact valuation of a Spanish property for mortgage purposes. This is unrealistic. There may be a previous valuation available to us, but this will be meaningless if the valuation is dated September 2008 and you are looking to buy 6 months later. The housing market has changed you know! So be careful with agents talking about wild valuations – they may be very old. If you are serious about buying a discounted Spanish property , you will need to find well priced stock, speak to a mortgage broker or lender, and then arrange a valuation. Yes, that´s right, you will have to invest a little by instructing a genuine valuation based on today´s market. It will cost you a few hundred euros, but could ultimately save you a fortune. That´s the way to do it. Related Posts Spanish Property Valuations - Part 1 The Spanish Christmas Lottery Horse Riding in Spain
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Spanish Property Valuations - Part 2
La Manga del Mar Menor is a resort town in Southeastern Spain. The name translates to “the sleeve of the minor sea.” La Manga has many hotels, clubs and restaurants to offer the visitor. This resort town is located near Murcia and is not the same place as the La Manga Club Resort. The area
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La Manga del Mar Menor Sports, Sports And More Sports
