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If you are thinking of heading to Spain and are looking for a seaside holiday, then Cabo Roig on the Costa Blanca may be just the place for you. Located on the popular Orihuela Costa section of the Southern Costa Blanca, Spain, Cabo Roig is an exclusive and beautiful resort. There are plenty of great
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Cabo Roig – Review of a Costa Blanca Resort
Somehow when you do a little research on the cuisine of an individual country it is quite easy to come up almost with a common theme, a common name for the food for that country. Such as French food, Italian food etc but with the regards to Spanish food or more accurately described as recipes
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Chilled Asparagus Soup With a Warm Poached Egg
Murcia, Spain is an exciting city to visit because there are so many things to see and do. The city of Murcia is the capital of the province by the same name. You can fly into Alicante airport or into San Javier airport. San Javier is just outside of Murcia, but it is a smaller
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Murcia, Spain Is An Exciting City To Visit
The 31 times champion of La Liga, Real Madrid, won in an incredible way against Malaga in day 10 of the season, with a magical score of 4-3. The “Merengues” as they are also known, played with 10 players during the entire second half since Sergio Ramos was dismissed with a red card at minute
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Spanish League - Real Madrid Amazingly Win Against Malaga
Spanish food has always been heavily regionally based and the reason for this lies with the history of the country and the make up of the regions themselves. This has lead on several occasions to the belief that there is no such thing technically as pure “Spanish cooking”.The reason for this is that you could
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Fried Milk Fritters for Galicia
It is usually possible whenever you stopped to research information about different countries cultures queasiness and general background for you to come off with a common theme or a common name that would relate to that country’s cuisine. Such as English food, German food but when you consider Spanish food or if you wish to
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Try Some Galician Beef Sirloin
Murcia is the beautiful city that is the capital of a region of the same name. Located near Torrevieja on the Segura river in the southeastern section of Spain, it is located near a plain that provides a perfect environment for vegetable growing, so much so that the city is known as the market garden
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What To Do And See In Murcia, Spain
An extremely wide variety of tourist accommodation can be found in Galicia and Northern Spain. Visitor accommodation can be found to satisfy all tastes and even the choosiest customer will find something to suit their needs.In this article we are going to take a look at the Pazo Carrasqueira.The Pazo can be found at Carrasqueira,
In 1380, King Juan I granted the privilege of adding to the town’s name de la Frontera (which it shares with the other nearby frontier towns of Arcos, Castellar, Chiclana, Cortes, Jimena, Moron and Vejer) in honour of the part played by its people in the continuous struggle for power, and Enrique IV (1451-74) gave
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15th Century Spain and Sherry
The Spanish mortgage market is currently changing on a daily basis. Most banks worldwide seem reluctant to lend anything to anybody, but here in Spain, people are still getting mortgages. Here is an update on the current situation. Nowadays, the screening process for applicants for a Spanish mortgage is much tougher. Gone are the days of the relaxed attitude of most Spanish banks . Nowadays, they want to see paperwork….and lots of it. You will need payslips, accounts, P60s, bank statements and credit reports. And once you have submitted these to the Spanish banks , don´t expect a speedy decision – the banks are taking their time, and understandably so – the risk departments want to make sure that your proposed property investment in Spain isn´t going to end up on their list of toxic debts! So, gone are the 100% mortgages in Spain , and in their place we now have a new, stricter mortgage market. As a non-resident, but with squeaky-clean paperwork, you can expect to be able to borrow up to 70% of the purchase price of your Spanish property . Bearing in mind that purchase costs and mortgage costs will amount to around 12 (depending upon the amount of the loan required), a prospective buyer will need to find at least 42% of the purchase price from elsewhere. There are also one or two banks that will lend up to 80% of the purchase price if the valuation is suitably high, meaning that the required capital outlay would be around 32% instead. Banks are willing to lend on an interest-only basis in the short-term, but are less willing to do so if the level of borrowing starts to exceed 60% of the purchase price. In addition, the more attractive products with the better repayment rates tend to be available for those borrowers seeking a mortgage of 40 of the purchase price. Related Posts The Weak Pound – Tips for UK Buyers of Spanish Property – Part 2 Off-plan Property in Spain – a dead market? Mortgages in Spain - Part 2
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The Spanish Mortgage Market
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